Premium Tata AIG plans | Budget InsuranceDekho plans | Free Consultation
All-round medical coverage for individuals & families. Covers hospitalisation, day-care, pre & post hospitalisation expenses.
Comprehensive plan with enhanced benefits — maternity cover, OPD, wellness programs, international emergency cover.
Basic but solid health plan covering planned and emergency hospitalisation. Best for those wanting essential coverage.
Covers up to 100 critical illnesses including cancer, stroke, kidney failure. Lump sum payout on diagnosis.
Maternity insurance plan covering delivery expenses, pregnancy complications, congenital anomalies. 90-day waiting period only.
Full coverage for your car — own damage + third party liability. Protects against accidents, theft, fire, floods, natural disasters.
Legally mandatory insurance covering damage caused to another person or property by your car. Govt. fixed premium.
Complete bike protection against accidents, theft, fire, natural calamities. Cashless repair at 12,000+ workshops.
Complete international travel insurance covering medical emergencies abroad, trip cancellation, lost baggage, passport loss.
Covers medical emergencies and accidents during domestic trips within India including Chardham Yatra and pilgrimage tours.
Financial protection in case of accidental death, permanent disability, or temporary disability. Also covers job loss due to accident.
Protects your home structure and contents against fire, flood, earthquake, theft, and other natural/man-made disasters.
Best claim settlement ratio in India. Unlimited automatic recharge of sum insured. No room rent cap. Restore benefit unlimited times.
India's most popular family floater plan. Covers self, spouse, dependent children. 3x automatic restoration. Air ambulance included.
100% claim settlement ratio. No-claim bonus up to 150%. Covers pre-existing diseases from Day 1 for accidents. 10,000+ hospitals.
Best plan for people aged 60+. No pre-medical test up to 75 years. Annual health check-up free. Global cover for critical illness.
Pradhan Mantri Jeevan Jyoti Bima Yojana. ₹2 Lakh life cover for just ₹436/year. Auto-debit from bank. Renewable annually.
Pradhan Mantri Suraksha Bima Yojana. Accidental insurance – ₹2 Lakh cover for death/full disability. Only ₹20/year!
Compare 20+ car insurance providers instantly. Get comprehensive coverage at the lowest price. Instant policy, cashless claim at 12,000+ garages.
Most affordable bike insurance plans from top companies. Covers your bike against accidents, theft and natural disasters. Instant policy.
Insurance for taxis, trucks, tractors, autos and commercial vehicles. Covers goods in transit, passengers and third-party liabilities.
Best value term insurance plan. ₹1 Crore cover at just ₹500/month for 30-year-old. Multiple payout options. Critical illness rider available.
Trusted government-backed term plan. Level cover or increasing cover option. Joint life cover available for couple. No medical needed up to 45L.
High sum assured at low cost. Special discount for women and non-tobacco users. In-built terminal illness cover. Waiver of premium.
| Feature | Tata AIG (Premium) | InsuranceDekho (Budget) |
|---|---|---|
| Best For | Comprehensive coverage, brand trust | Affordable plans, best price |
| Health Cover | ₹2L – ₹2Cr (own plans) | ₹3L – ₹1Cr (multiple companies) |
| Hospital Network | 12,000+ hospitals | 10,000 – 15,000+ (varies by insurer) |
| Claim Settlement | High (own claims team) | Depends on insurer (98%+ for Niva Bupa) |
| Car Insurance | Tata AIG comprehensive plans | Compare 20+ companies, lowest price |
| Bike Insurance | Tata AIG (trusted brand) | From ₹500/yr, compare all companies |
| Life / Term | Not offered (general insurer) | ICICI, SBI, Max Life – from ₹450/mo |
| Govt. Schemes | Not applicable | PMJJBY ₹436/yr · PMSBY ₹20/yr |
| Special Plans | Maternity (Sakhi), Critical Illness | Senior citizen, women, diabetes plans |
| Premium Range | Medium to High | Very Low to Medium |
| Our Recommendation | For salaried class, business owners | For budget-conscious families |
Not sure which plan to choose? Visit us at Jakhnidhar or call for a free comparison and consultation.